PPI claims

[scotty]

Has anyone had a PPI claim just received a letter from my old bank sending me a cheque for the PPI I had on a loan bonus , and I'm still waiting on another PPI claim to be settled I wonder how much I will get on that claim .

[Banstead Stig]

My wife's Impreza was paid for with her claim.

[Scruff]

Yeah, i got something like £900 pound back which i probably spent on fixing my old cossie when i had that.

[scotty]

Originally Posted by Banstead Stig

My wife's Impreza was paid for with her claim.

Nicely done buying the wife a scooby .

[scotty]

Originally Posted by Scruff

Yeah, i got something like £900 pound back which i probably spent on fixing my old cossie when i had that.

Good effort putting it into a cossie when you had it .

[Banstead Stig]

Originally Posted by scotty

Nicely done buying the wife a scooby .

Didn't take much convincing.

Two scoobs... must be soul mates!

[scotty]

Don't know if I should say how much I got for this claim or not .

[Scott.T]

80% of my Wifes 2008 Ibiza was a PPI claim from Abbey National.
They dicked us around a lot with bank charges back in 2006 when we moved and switched accounts/mortgages.
So I got my own back with a PPI claim 18 months ago.

All I did was send a brief letter to head office stating I thought I had been miss sold PPI on our old mortgage with them (of 10 years).
They sent a letter back apologising and that they would look into it.
About 8-10 weeks later a letter arrived asking us where we wanted nigh on £6000 paid.

Don't bother using any agencies. This cost me the price of a stamp and 20 minutes writing a letter.

[Banstead Stig]

Originally Posted by SilverSurfer

Don't bother using any agencies. This cost me the price of a stamp and 20 minutes writing a letter.

Agreed.

I used the ombudsman's standard claim document for my wife's claim. She had been bullied into policies before we met.

If anyone needs the template I still have it electronically, so can e-mail it if it would help.

Krade over on Surrey Scoobies bought his hatch STi with his PPI claims!

[Scruff]

Originally Posted by Banstead Stig

Agreed.

I used the ombudsman's standard claim document for my wife's claim. She had been bullied into policies before we met.

If anyone needs the template I still have it electronically, so can e-mail it if it would help.

Krade over on Surrey Scoobies bought his hatch STi with his PPI claims!

To be fair, it doesn't even take 20 mins. Open the document, change the name, print, sign, send.

[scotty]

I didn't go through any company just inquired through the bank and it's took 8 weeks and they are sending out a cheque for £3500 which is going towards my scooby to get body work fixed , alloys refurb and what Evers left I've said to the wife she can treat herself to a decent mountain bike as she wants one which is fair . So that will be the first claim spent .

[Steve_PPP]

Blimey, almost feel like i need to get in on the act

Not sure i've ever actually paid any PPI though

[scotty]

Originally Posted by Steve_PPP

Blimey, almost feel like i need to get in on the act

Not sure i've ever actually paid any PPI though

Just do it Steve there is no harm in finding out if you we're miss sold PPI .

[Banstead Stig]

Originally Posted by Steve_PPP

Blimey, almost feel like i need to get in on the act

Not sure i've ever actually paid any PPI though

I know full well I never took a policy as I always refused them, which often took a lot of arguing such was the malpractice in the marketplace at the time!

[simba]

I got £150 I know a mate got over 10k bought a bloody horse .... Prat

[Squadron-Leader]

I've had PPI on a few credit cards and loans, but so long ago now I can't remember any of the details.

The last PPI was on a Sainsburys card. I actually cancelled the PPI 2 years ago, but it was on the card from the day I received it... which is at least 7 years ago now.

I contacted a local solicitor to see if I could claim anything, but they basically said no as I chose to have the PPI, and the form they sent was loaded with questions.

Not sure if its worth me contacting the lender direct?

Any thoughts?

J.

[Banstead Stig]

If you genuinely can't remember anything about the policies it will be difficult to say, hand on heart, that you think they were inappropriate for you.

However, that doesn't mean you weren't incorrectly sold them and the lender will take a view on that, so it probably is worth making contact... maybe keep your expectations low though.

[ScoobyStu]

I got about £1.5k back all in, still feel robbed though. All the bad credit I got as a result of them essentially theiving off me will stick long in the throat!

[scotty]

I just sent off a tax form to a company that's called R.I.F.T who deal with the army to see if I can get a refund on tax as I pay for my own fuel to get to work and back I don't know how long I will have to wait for that one but its money back in my pocket if I get any .

[scotty]

Cheques arrived today wife is putting it in the bank tomorrow got to wait for a week to clear can't wait .

[Banstead Stig]

Originally Posted by scotty

I just sent off a tax form to a company that's called R.I.F.T who deal with the army to see if I can get a refund on tax as I pay for my own fuel to get to work and back I don't know how long I will have to wait for that one but its money back in my pocket if I get any .

Interested to know what they are basing that claim on.

Ordinary commuting does not qualify for mileage allowance relief, else every employed person could get tax relief.

Do you live on a base? I wonder if the claim is based on your commute being between workplaces. Intriguing!

[scotty]

Originally Posted by Banstead Stig

Interested to know what they are basing that claim on.

Ordinary commuting does not qualify for mileage allowance relief, else every employed person could get tax relief.

Do you live on a base? I wonder if the claim is based on your commute being between workplaces. Intriguing!

No don't live on the base got to drive 28 round trip every day to work so I'm claiming for the commute if you want to try it here is the website address www.riftuk.com they just don't do MOD personnel have a look on their website and click on individuals .

[Banstead Stig]

It was professional interest. I'm a Chartered Tax Adviser.

Have a squizz... http://www.hmrc.gov.uk/incometax/relief-mileage.htm

[scotty]

Getting a wee phone tomorrow from R.I.F.T to let me know how much I'm getting for my fuel claim from September last year and of course the money is going into the car for more upgrade parts .