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| General Car / Scooby Chat General chat, car related. Threads posted in here may well be re-directed to a more relevant home. |
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#1
14-07-2009, 05:16 PM
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Whats a modification insurance wise?
Im just thinking about when i renew my car insurance,and though you all would know the answers,to my questions.. as im thinking of having a few more bits done,and not sure whats going to be classed as a modification..
 Whats classed has a modification? Thanks in advance trace x 
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#3
14-07-2009, 06:10 PM
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Re: Whats a modification insurance wise?
its a good question though, at what point do small styling changes to the car make any difference?
e.g. having side skirts colour coded, de-tangoed headlights etc. Wouldn't have thought an insurance company would care about little things like that?
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#4
14-07-2009, 06:16 PM
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Re: Whats a modification insurance wise?
Some will but keith micheals done worry about it , Gary even said when the 2.5 is finally done there wont be any extra charge , just need to tell them what I've done .
Best bit is that all the mods declared are covered and will be accounted for if something was to happen 
__________________
Eat, Sleep, Race , Repeat
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#6
18-07-2009, 05:37 PM
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Re: Whats a modification insurance wise?
Gary Moulsdon of Keith Michaels Insurance is really helpful.
I would assume that a "modification" (with regards to advising your insurer) would relate to anything that has been removed and replaced with something different. Not sure if body work, skirts etc would count? I used to be insured with Tesco's but my car out grew what they could insure, so I phoned Gary M. To give you an idea this is the full list of mods & parts on my P1. £ 880:00 fully comp / £ 500:00 access / track days at £ 60:00 but access is £ 1.500:00. That also includes any further mods up to 800 Bhp. WRC 14mm Stud Conversion Hone Bore Clearance Block Face Skim Closed Deck Block Assembly RCM Omega forged high compression pistons Piston Ring Set WRC 14/12mm head stud kit 14mm Head Dowels RCM Port & Polish RH Cylinder Head Assembly LH Cylinder Head Assembly Oil Cooler Modine Oil Filter RCM WRC Nimonic Exhaust Valves RCM WRC Inlet Valves Half Moon Seal Subaru Crankshaft Assembly Crankshaft & Flywheel balance RCM uprated H section conrod ACL Racing bearing main Subaru Version 9 big end bearing kit Engine Gasket kit RCM modified Oil Pump Big wing Sump Big wing Sump modification Double Valve spring kit Double Valve spring spacers Uprated Thermostat RCM lightweight Flywheel Smooth Idler Water Pump Assembly Toothed Idler Timing belt tensioner kit Timing belt tensioner bracket Tensioner seal Tensioner Pulley Head Ream 14mm RCM Titanium Retainers Bucker shim LH Inner Cam belt cover RCM Vernier Timing Belt Pulleys Timing Belt Timing Belt Tensioner RCM Manifold Manifold fitting kit Rocket Cover gasket LH Rocket Cover gasket RH Spark Plug Gasket RCM Alloy Pulley Kit Sti Engine Mount LH Sti Engine Mount RH Modified Gearbox Mount RCM Oil catch tank RCM Oil catch tank fitting kit 850cc fuel injectors R.C.M. 3 inch S/ Steel Open Neck Downpipe R.C.M. 3 inch S/ Steel Centre Exhaust section R.C.M. 3 inch S/ Steel Rear Silencer R.C.M. Air Induction System Exhaust fitting kit 3 inch Exhaust Gasket x 2 RCM 76mm Induction Pipe RCM Exhaust Manifold Manifold fitting kit RCM Air Induction kit Samco Hose 3 Port Boost control solenoid Uprated spark plugs Lambda Sensor SX fuel Pressure regulator Uprated fuel pump Nitrided Version 9 Crankcase assembly RCM 76mm Induction Pipe Motec M800 ECU Motec logging memory (1 meg) Motec Single Lambda support Motec Lambda Adaptor Motec Lambda Loom Motec Bosch Lambda Adaptor Motec 4 bar map sensor Motec Air Temperature sensor plug Motec Temperature sensor Motec Air Temperature Boss Motec Can adaptor Defi Oil Temperature Gauge 60mm (white) Defi Oil Pressure gauge 60mm (white) Defi Turbo Boost gauge 60mm (white) RCM gauge pod Defi control unit II Knock link display Knock link sensor APS 725 Series R Intercooler (9075cm3) Subaru Radiator Assembly Samco top & bottom hose kit RCM cool panel guide Fan pack Bumper beam powder coated Bumper beam reinforcement Carbon Fibre inner wing panel Radiator top mount rubbers Alloy filler neck OS Giken Triple Plate Clutch RCM Hydraulic Release Bearing Kit Clutch Balance APR Flywheel bolt kit 6 speed gearbox assembly Drainback Kit Rear Diff Assembly Hybrid Garret GT 30-37 Turbo 0.82 Exhaust Housing 44mm V Band Tial Waistgate RCM Twisted Turbo Kit Wingbox Assembly RCM Air Injector kit Twisted turbo Oil & Water kit 100mm Induction Hose K&N Induction Filter 100mm Spun Trumpet Dash 4 90 degree alloy fttg Dash 4 90 fttg (s/steel) Samco Intercooler Hose RCM Header tank bracket Motec Lambda sensor Bosch (motorsport) 10bar fuel pump RCM Sti Anti Fuel Surge kit AP Racing 355mm x 32 AP 6 Pot front brakes AP Racing 310mm AP 4 Pot rear brakes Aeroquip hosing EXE-TC Suspension Sti front Top Mounts Sti rear Top Mounts 4 Wheel Laser Alignment Ceramic coating of headers Ceramic coating of tubine housing Ceramic coating of up & down pipe Ceramic coating of Waste Gate pipes Up to RCM next weekend for the following:- Air Con is coming out (never used it in 5 yrs) Carbon Fibre Prop shaft Seperate mapping for Bio fuel 1000cc injectors Launch Control is being activated. Chow Fudge
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#7
18-07-2009, 09:30 PM
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Re: Whats a modification insurance wise?
anything else fudge
 lol
__________________
if in doubt flat out
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#8
18-07-2009, 09:41 PM
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Re: Whats a modification insurance wise?
Quote:
i think it best to list all of my new mods important or not just to be sure thanks again,i think Keith Michaels is my next choice,could you please give me the number ...trace x
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#9
18-07-2009, 09:50 PM
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Re: Whats a modification insurance wise?
Quote:
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#11
19-07-2009, 12:40 AM
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Re: Whats a modification insurance wise?
Here you go Tracey:
Keith Michaels Insurance PLC Central House, 1-15 Central Road, Worcester Park SURREY KT4 8EG Gary Moulston : 800 542 2141 He's a likable fella, laid back & efficient. ------------------------ Yep, many mods now. My insurance form included a 2inch x 2 inch box, to list "Modifications" !!  It's virtually a full race machine with the appearance of a regular car now. Shame the car is not transparent as many of the parts look so nice but nothing is seen. 
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#13
19-07-2009, 10:09 PM
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Re: Whats a modification insurance wise?
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#14
19-07-2009, 10:26 PM
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Re: Whats a modification insurance wise?
Quote:
__________________
Not built for the Twisty's
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