I have my parents on my insurance as named drivers should they want to borrow my car, also happens to bring the premium down. If I'm spending a lot of money I certainely want to make sure everything is 100% legal so there is no chance should the worst happen I end up a lot out of pocket!
I'll check insurance on the Megane, only thing that i remember having see a normal megane 225 is the interior put me off somewhat. My friend has a clio 200 cup and ive driven it a few times, incredible amounts of grip!!!
Rather than spending so much on a cooper s at the moment im leaning towards:
http://www.autotrader.co.uk/classifi...24uj?logcode=p
or
http://pistonheads.com/sales/1756278.htm