Quote:
Originally Posted by Steve_PPP
What a ballache. Too many people in this country intent on ripping off the system instead of being decent human beings. Guess the most annoying part is that the system appears to let them do it easily enough!  |
It's worse than that, it's encouraged!
I had an accident that wasn't my fault eight years ago. It wrote off my car, I spent an evening getting checked in A&E as a precaution and took the next day off work to check my back was okay. The way I was hit jarred my back, so I was advised to be cautious.
Anyway, that was it and after that day's rest it was clear I was fine, so I went to work the next day, my insurance paid out on the car and recovered from the party at fault. All done and dusted.
Only it wasn't done and dusted as I was then harassed, and still am, by utter gutter snipes trying to get me to claim for personal injury.
As you'll recall from the above, I suffered none and had a day off work (paid) as a precaution.
One of them really got on my nerves, so I thought '**** it, I'll go into the full facts'. I explained that I suffered no loss whatsoever, so there was absolutely nothing I could be compensated for.
The woman said, "that's not how compensation works". And that, in a nutshell, is the problem. People are really convinced that they're entitled to some cash even though they've lost nothing.
I went on to explain to the woman that people claiming in this way pushed up premiums, to which she assured me my premium would be unaffected... truly idiotic and with no understanding of how the industry works and what a parasitic practice she was engaged in.
I'm a very honest and strong willed person. However, I can understand why people become convinced they're entitled, even if they didn't initially pursue a claim, when constantly called and told that they are. Then there's those who are on the make at the outset.
A guy I work with was perplexed at why I didn't make a claim. He explained it could fund a holiday and that everyone does it... he'd made several claims. Think he regretted that when I humiliated him in front of our colleagues for being a fraudulent twat!
Sorry... got a bit carried away there...!