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Originally Posted by Steve_PPP
Is it? I thought they were capping whiplash claims, and that would lead to a decline in premiums....
Sure Moley will be along soon to offer his wisdom 
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PI claims are as high as ever unfortunately. Hire car changes are through the roof, repair costs higher, insurance tax increased, and more thefts.
Specialist schemes (i.e. most of our Subaru stuff) is pretty much unaffected as we use a completely different way of underwriting them, but 'normal' polices are increasingly quite a bit.
We have noticed a high frequency in claims around the North West of England, so we are monitoring that closely.
And if you have a Range Rover in London brace yourself!